ClearPath for independent agents

Renewal Intelligence

A ranked list of who's renewing, and why they'd take your call.

Every month, the commercial accounts in your territory whose coverage renews in the next 90 days — scored, explained, and ready to work. Built from state filings. Two agencies per list. From $375 a month at list; founding subscribers from $250.

See what's open See a live example

Broward · Construction trades Renews in 77 days

Everlast Drywall Construction Inc

Pompano Beach · CBC licence, active since 2014 · incorporated 2008

Renewal: Nov 30, 2026
Carrier: FCCI
Incumbent agency: Coastal Bay Insurance Group
Score: 40.8higher than 96% in Broward
Size: 10–19 employees · OSHA 300A
Changed since last term: 5 facts

Changed agents 4 times since 2021 (peer median 1) — ask what the last agent got wrong
5 permits in the last year, peer median 2 — ask whether the crew has grown with the work

CalledQuotedWonLostSkip

Sample row. The business is fictional; the layers are real.

What you get

Not a list of dates.
A reason to call, on every line.

An expiration date tells you when. It doesn't tell you whether the account is happy, whether it's grown, or whether anything happened this year that a good producer could open with.

Every row

The account. Named insured, DBA, county, license, and contact where we can stand behind it.
The renewal. Effective and expiration dates from the filing, refreshed monthly.
The carrier. Who's writing it now, and for how long.
The score. A ranking of how likely the account is to switch, with each contributing fact and its points shown — no black box.
Your marks. Called, quoted, won, lost, skip — shared across your agency, saved server-side, exportable any time.

Where the state publishes it

The incumbent agency, and how long they've held the account.
The reasons. Written lines: a fact and a question to ask. "Changed agencies twice in three terms — ask what they were looking for."
What's changed. A dated timeline since the last term: agency and carrier moves, permits and notices of commencement, stop-work orders, liens and judgments, inspections, registrations.
Size and shape. A size band with its source named, and how the account compares to same-trade, same-size peers in the territory.

What each state makes public varies.

The menu

Pick the lines your agency writes.

Each territory offers the same lines. Buy one, or several; add lines later if the first one works. Every list is capped at two agencies, so at most one other agency in the territory is working the same accounts.

Pricing is set per list and per territory by how many accounts you can reach in a year. See availability and pricing

The trades in your county are on file. So is who insures them.

Proof-of-coverage filings name the carrier, the term, and — in Florida — the agency. That's the starting point for every row.

Terms, in plain language

Four sentences.

Two agencies per list, per territory. At most one other agency sees the same list. We don't say who.
Founding rate for the first 90 days a territory is open, locked for twelve months. The list price is always shown beside it — never a surprise.
Month to month. Cancel any time. Billed by invoice with auto-charge. Prepay a year and pay for ten months.
Exclusivity is available on any list, from day one, whenever a second slot is still open. Exclusive pricing is on the grid, per list. No one else gets the list while you hold it — per list, not per territory.

Book Watch · included for founding subscribers

The same intelligence, pointed at your own book.

Every account on your book that shows up in the state's filings is scored the same way — but as a reason to retain, not a reason to call. Book Watch shows which of your renewals in the next quarter look like they're shopping, what changed, and which ones already left and where they went.

Included for founding subscribers through the founding year; $125/month after, with any list.

Book Watch on its own, for an agency we don't yet cover with a list — ask.

Onboarding

Easy onboarding. Start calling immediately.

Book a free session, read the one-page guide, or watch the 3-minute walkthrough.

Sign in with your work email — no password. Tell us your agency's aliases so your own accounts land in Book Watch instead of your feed. Read the one-page guide. Start calling.

One-page guide (PDF) Book a free 15-minute session Walkthrough video (3 min)

Where the data comes from

Workers' compensation proof-of-coverage filings, contractor licensing boards, business registrations, county permits and inspection records — all published by the state or county, refreshed monthly. No purchased lists. Where a match couldn't be verified, the row says so, and adverse signals appear only when the underlying record is sufficiently corroborated.

Questions agents ask.

Is this an X-date list?

The dates are in it. So is everything else: the incumbent, the score, the reasons, the changes, and the marks your team makes. An X-date list is the first column.

Who else sees my list?

At most one other agency in the territory. We don't disclose who. If you'd rather be the only one, exclusivity is available on any list with an open slot; the exclusive price is on the grid.

Can I export it?

Yes, any time. Exporting doesn't mark rows as called.

Who can see my notes?

Everyone at your agency, and no one else. ClearPath sees usage counts. Export or delete your marks whenever you want.

What if my own clients show up in the feed?

They shouldn't — we suppress your agency's accounts at generation. If one slips through, mark it "My client" and it moves to Book Watch on the next send.

Ask about your territory.

Tell us the lines you write and where. We'll tell you what's open, what's coming, and which list is the right first one.